The Will of
MARY A. COBLEIGH

FIRST: I give all of my tangible personal property, including, by way of illustrating, household goods, furniture, furnishings, books, pictures, silver, chinaware, jewelry, automobiles and personal effects, and any insurance thereon, to my daughter, ALICE A. SHOTWELL, if she survives me. If she does not survive me, all such property shall be added to and become a part of my residuary estate.

SECOND: I direct that there shall be paid from and charges exclusively to the principal of the balance of my estate remaining after providing for the foregoing bequests all inheritance, succession and estate taxes, together with any interest or penalties theron, imposed upon or payable with respect to any property or interest in property which may be included as a part of my estate for the purposes of such taxes. My Executor shall not collect or seek reimbursement for any such taxes from any other source. I authorize my Executor, in my Executor's sole and absolute discretion, to use administration expenses as deductions for estate tax purposes or income tax purposes and to use date-of-death values or optional values for estate tax purposes, regardless of the effect thereof on any of the interests under this Will, and I direct that there shall be no adjustment of such interests by reason of any action taken by my Executor pursuant hereto.

THIRD: I give, devise and bequeath all the rest, residue and remainder of my estate, of whatsoever kind and wheresoever situate, to my daughters. I direct my Executor to divide my residuary estate into equal parts and to distribute them in the following manner: One such share shall be given to each of my daughters, namely, PATRICIA LA WELLA EVANS, VIOLET LA VERA RODDA, and ALICE AUGUSTA SHOTWELL. In the event any of the legatees named in this paragraph shall predecease me, I direct that her share shall be divided and paid over to and among her heirs, except that in the case of ALICE AUGUSTA SHOTWELL. I direct that her share shall be divided and paid over to and among her issure, per stripes.

If a distribution of principal is directed to be made to a person under the age of twenty-one (21) years, such distributive shares shall be held in a separate trust until such person shall attain the age of twenty-one (21) years by FIRST EASTERN BANK, N. A., as Trustee. The Trustee shall distribute to or for the benefit of such person so much of the net income and principal of the trust as the Trustee shall determine to be advisable for his support, education and health and for the protection and preservation of his property. Any income not so distributed shall be accumulated, invested, administered and distributed as a part of the principal. When such beneficiary shall attain the age of twenty-one (21) years, the principal and any undistributed income of the trust shall be distributed to such beneficiary; if such beneficiary shall die prior to attaining the age of twenty-one (21), the trust shall terminate and the Trustee shall first apply the principal thereof to pay such child's funeral expenses and shall distribute the then remaining principal to those persons who would have been entitles to distribution of his estate had he died intestate and domiciled in the Commonwealth of Pennsylvania.

FOURTH: In addition to powers given them by law, any and all fiduciaries acting hereunder shall have the following discretionary powers applicable to all property held by them, exercisable without court order and until actual distribution: to distribute in kind at valuations fixed by them; to cause any share to be composed of cash, property or undivided interests in property or in property differing from that comprising any other share; to retain any property received by them; including stock of any corporate fiduciary acting herunder; to exchange or sell any property for cash, other property or credit, publicly or privately, or to lease the same for any terms hereunder, without liability on the purchasers or lessees to see to the application of the consideration, and to give options for these purposes without obligation to repudiate them in favor of a higher offer; to invest in all forms of property without restriction to investments authorized for fiduciaries, including stock of any corporate fiduciary acting hereunder and including any common trust fund maintained and manages by FIRST EASTERN BANK, N. A., to hold property in the name of a nominee; to borrow money, including the right to borrow money from any fiduciary hereunder; and to pledge, mortgage or create a security interest in any property held be them as security thereof; and to lend money, with or without security; to exercise options of any kind; to compromise, submit to arbitration or release any claim of my estate against others to pay, compromise or submit to arbitration any claim of others agains my estate; to operate any business, to effect or join in any incorporation, partnership, recapitalization merger, reorganization or voting trust plan and to delegate authority with respect thereto; to deposit investments under agreements and pay assessments; and generally to exercise all rights and privileges appurtenant to any property held by them, and to execute and deliver any and all investments which may be necessary or expedient in the exercise of the powers granted herein.

FIFTH: I appoint FIRST EASTERN BANK, N. A., as Executor of my estate. No fiduciary acting hereunder shall be required to furnish any bond or other security in any jurisdiction.

IN WITNESS WHEREOF, I have hereunto set my hand and seal this 4th day of April 1975.